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Dental Care: Insurance Scams and Cash-Pay Reality

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Description

Dental insurance is actually a discount plan with $1,500 annual maximums that haven’t increased since 1970. Cash-pay negotiation ($500–$800 for a crown versus $1,200 billed to insurance), dental tourism (Mexico and Costa Rica for major work), and the specific preventive care that avoids expensive procedures. Floss. Seriously. It’s cheaper than root canals.

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